Auto premiums seem
to increase each year and this is a concern to us all. We would like
to make you aware of a few ways you can reduce your
premiums.
Increase your deductible on comprehensive and collision
coverages or drop the coverages altogether if your vehicle can be
self insured
Having the serial number of the vehicle etched
in the windshield can reduce the comprehensive premium. This etching
can be done at car
dealerships
or sometimes the police department will offer this service at no charge.
Anti-Theft Alarms can reduce the comprehensive premium
Anti-lock
brakes can reduce the collision premium
Air bags can reduce the Personal
Injury Protection premium
If you are over the age of 55 – take
a senior operator motor vehicle accident prevention course
Drivers
Training Discount are save money for drivers under the age of 22
Good
Student Discounts are allowed for full time students that maintain
an overall "B" average
Loss free discounts are used by most
companies, so think twice before turning in a small claim
Deductibles
can reduce your Personal Injury Protection premiums
Towing & Labor
is not a good coverage to add to your auto policy. If you use it,
it counts against you as a claim. A better way to handle
this exposure is to self insure, or belong to an auto club such as
AAA.
